What we offer
We offer homebuyer education as a free service to educate the public as well as a requirement to receive a HAPI Grant or Silent Second Mortgage. Classes are held twice monthly VIRTUALLY(via ZOOM). Tuesday & Thursday split evenings from 6pm to 9pm; both evenings required. Saturday classes once a month from 10am to 4pm.
By attending this course, you may be eligible to receive closing cost assistance to purchase your home. Homebuyer Education is open to the public, first time & repeat homebuyers and current homebuyers. Pre-purchase homebuyer education will provide information home buying and financial management including:
- Personal Money Management - Gain a broader understanding of budgeting and other money management.
- Credit History Review - Learn the importance of your credit report and the impact t has on homeownership.
- Financing and the Loan Process - Find out how to search and select a home appropriate to your needs.
- Now that I'm a Homeowner - Prepare for the responsibilities of homeownership financially and maintenance of your home.
- Predatory Lending - A must for all new homeowners! - Learn how to detect fraudulent or deceptive behavior in the mortgage industry.
The education program is currently funded by Homeownership Education Resource Organization (HERO). HERO is sponsored by The South Dakota Housing Development Authority at no cost.
HAPI is a Proud Adopter of the National Industry Standards for Homeownership Education and Counseling.
To learn more about the National Industry Standards for Homeownership Education & Counseling, Please visit:
